7th CPC Medical Allowance Calculator Overview

The 7th CPC Medical Allowance Calculator estimates the Fixed Medical Allowance (FMA) for central government pensioners and eligible employees in India. It is designed for those residing outside CGHS-covered areas and not availing other medical schemes.

Use this tool to confirm your eligibility and calculate your monthly and annual FMA entitlement.

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What is Fixed Medical Allowance (FMA)?

The Fixed Medical Allowance (FMA) under the 7th Pay Commission is a monthly allowance of ₹1,000 provided to central government pensioners and their families who reside outside areas covered by the Central Government Health Scheme (CGHS) or similar medical schemes. It supports medical expenses for those not availing CGHS benefits.

✅ Recent Update: FMA remains ₹1,000 per month for eligible pensioners as of May 2025, with no changes announced.

Step 1: Employment Status
Select whether you are a pensioner or serving employee. FMA is primarily for pensioners outside CGHS areas.
Step 2: CGHS Coverage
FMA is eligible only if you reside outside CGHS-covered areas and do not avail CGHS benefits.
Step 3: Other Medical Schemes
Check if you are enrolled in other medical schemes. FMA is not admissible if other schemes are availed.

Calculation History

No calculation history available.

    Government Updates & Notifications

    📢 Recent Government Updates for 2025:

    • FMA Rates: FMA remains ₹1,000 per month for eligible pensioners outside CGHS areas as of May 2025.
    • CGHS Expansion: Proposals to expand CGHS coverage may affect FMA eligibility in some areas.
    • Pensioner Benefits: Ongoing reviews to streamline medical benefits for pensioners under 7th CPC.

    💡 Did You Know?

    FMA is a fixed allowance and does not vary with DA revisions, ensuring consistent support for eligible pensioners.

    Frequently Asked Questions

    Who is eligible for FMA under 7th CPC?

    Central government pensioners and their families residing outside CGHS-covered areas, who do not avail CGHS or similar medical schemes.

    What is the FMA amount?

    FMA is ₹1,000 per month for eligible pensioners, regardless of pay level or location.

    Can serving employees claim FMA?

    Serving employees are generally not eligible for FMA unless specifically notified, such as in remote areas without CGHS facilities.

    Is FMA linked to DA?

    No, FMA is a fixed amount of ₹1,000 per month and is not affected by DA revisions.